:root {
  --uba-navy: #061226;
  --uba-navy-soft: #102038;
  --uba-ink: #07152a;
  --uba-text: #4f5b6b;
  --uba-blue: #61b2da;
  --uba-blue-dark: #329bc9;
  --uba-blue-pale: #e9f6fb;
  --uba-green: #aee878;
  --uba-lime: #dce85c;
  --uba-soft: #f5f8fa;
  --uba-line: #dce4e9;
  --uba-white: #ffffff;
  --uba-radius-lg: 30px;
  --uba-radius-md: 20px;
  --uba-radius-sm: 13px;
  --uba-shadow: 0 24px 70px rgba(6, 18, 38, 0.11);
  --uba-container: 1180px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  min-width: 0;
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
  background: var(--uba-white);
}

body {
  min-width: 0;
  max-width: 100%;
  margin: 0;
  overflow-x: hidden;
  color: var(--uba-ink);
  background: var(--uba-white);
  font-family: "Plus Jakarta Sans", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

@supports (overflow: clip) {
  body {
    overflow-x: clip;
  }
}

body.nav-open,
body.consent-open {
  overflow: hidden;
}

img {
  max-width: 100%;
}

button,
input,
select,
textarea {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

a {
  color: inherit;
}

[hidden] {
  display: none !important;
}

.container {
  width: min(var(--uba-container), calc(100% - 40px));
  margin-inline: auto;
}

.skip-link {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 2000;
  padding: 12px 18px;
  border-radius: 10px;
  color: var(--uba-white);
  background: var(--uba-navy);
  transform: translateY(-150%);
}

.skip-link:focus {
  transform: translateY(0);
}

.android-app-banner {
  display: none;
  color: var(--uba-white);
  background:
    radial-gradient(circle at 100% 0%, rgba(97, 178, 218, 0.24), transparent 32%),
    var(--uba-navy);
}

.android-app-banner.is-visible {
  display: block;
}

.android-app-banner__inner {
  min-height: 54px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto auto;
  gap: 10px;
  align-items: center;
  padding-block: 8px;
}

.android-app-banner__copy {
  min-width: 0;
}

.android-app-banner__copy strong,
.android-app-banner__copy span {
  display: block;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.android-app-banner__copy strong {
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: -0.01em;
}

.android-app-banner__copy span {
  margin-top: 1px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.68rem;
  line-height: 1.35;
}

.android-app-banner__cta,
.android-app-banner__close {
  min-height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
}

.android-app-banner__cta {
  padding: 0 13px;
  color: var(--uba-navy);
  background: var(--uba-green);
  font-size: 0.72rem;
  font-weight: 850;
  text-decoration: none;
  white-space: nowrap;
}

.android-app-banner__close {
  width: 36px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  color: var(--uba-white);
  background: transparent;
  font-size: 1.2rem;
  line-height: 1;
  cursor: pointer;
}

:focus-visible {
  outline: 3px solid var(--uba-blue-dark);
  outline-offset: 3px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 900;
  border-bottom: 1px solid rgba(6, 18, 38, 0.09);
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(14px);
}

.site-header__inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.brand {
  display: inline-flex;
  flex: 0 0 auto;
  flex-direction: column;
  align-items: flex-start;
  color: var(--uba-navy);
  text-decoration: none;
  line-height: 1;
}

.brand__name {
  font-size: clamp(1.15rem, 2vw, 1.45rem);
  font-weight: 800;
  letter-spacing: -0.055em;
}

.brand__name span {
  color: var(--uba-blue-dark);
}

.brand__by {
  margin-top: 6px;
  color: var(--uba-text);
  font-size: 0.63rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.site-nav__links {
  display: flex;
  align-items: center;
  gap: 6px;
}

.site-nav__links > a,
.nav-services > summary {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 0 12px;
  border-radius: 10px;
  color: var(--uba-ink);
  font-size: 0.91rem;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
}

.site-nav__links > a:hover,
.site-nav__links > a[aria-current="page"],
.nav-services[data-current="true"] > summary,
.nav-services > summary:hover {
  color: var(--uba-blue-dark);
  background: var(--uba-blue-pale);
}

.nav-services {
  position: relative;
}

.nav-services > summary {
  list-style: none;
}

.nav-services > summary::-webkit-details-marker {
  display: none;
}

.nav-services__cue {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}

.nav-services__count {
  min-height: 24px;
  display: inline-flex;
  align-items: center;
  padding: 0 8px;
  border-radius: 999px;
  color: var(--uba-white);
  background: var(--uba-blue-dark);
  font-size: 0.68rem;
  font-weight: 800;
  line-height: 1;
  white-space: nowrap;
}

.nav-services__chevron {
  width: 18px;
  height: 18px;
  display: block;
  flex: 0 0 18px;
  transition: transform 180ms ease;
}

.nav-services[open] > summary .nav-services__chevron {
  transform: rotate(180deg);
}

.nav-services__menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  width: 270px;
  padding: 10px;
  border: 1px solid var(--uba-line);
  border-radius: 15px;
  background: var(--uba-white);
  box-shadow: 0 20px 50px rgba(6, 18, 38, 0.15);
}

.nav-services__menu a {
  display: block;
  padding: 12px 14px;
  border-radius: 9px;
  color: var(--uba-ink);
  font-size: 0.9rem;
  font-weight: 650;
  text-decoration: none;
}

.nav-services__menu a:hover,
.nav-services__menu a[aria-current="page"] {
  color: var(--uba-blue-dark);
  background: var(--uba-blue-pale);
}

.nav-toggle {
  display: none;
}

.button {
  min-height: 56px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 0 24px;
  border: 1px solid transparent;
  border-radius: 13px;
  color: var(--uba-white);
  background: var(--uba-blue-dark);
  font-size: 0.9rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.button:hover {
  background: #238bb9;
  box-shadow: 0 12px 30px rgba(50, 155, 201, 0.25);
  transform: translateY(-2px);
}

.button--header {
  min-height: 48px;
  padding-inline: 19px;
  white-space: nowrap;
}

.button--navy {
  background: var(--uba-navy);
}

.button--navy:hover {
  background: #112540;
}

.button--ghost {
  border-color: rgba(6, 18, 38, 0.24);
  color: var(--uba-navy);
  background: transparent;
}

.button--ghost:hover {
  border-color: var(--uba-navy);
  background: var(--uba-white);
}

.button--light {
  color: var(--uba-navy);
  background: var(--uba-white);
}

.button--light:hover {
  color: var(--uba-navy);
  background: var(--uba-blue-pale);
}

.button--ghost-light {
  border-color: rgba(255, 255, 255, 0.34);
  color: var(--uba-white);
  background: transparent;
}

.button--ghost-light:hover {
  border-color: rgba(255, 255, 255, 0.7);
  color: var(--uba-white);
  background: rgba(255, 255, 255, 0.08);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
  color: var(--uba-blue-dark);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow::before {
  width: 34px;
  height: 3px;
  content: "";
  background: currentColor;
}

.inner-hero {
  position: relative;
  overflow: hidden;
  padding: 92px 0 84px;
  background:
    radial-gradient(circle at 86% 20%, rgba(174, 232, 120, 0.36), transparent 28%),
    radial-gradient(circle at 67% 110%, rgba(97, 178, 218, 0.38), transparent 34%),
    linear-gradient(135deg, #f9fbfc 0%, #edf7f8 100%);
}

.inner-hero::after {
  position: absolute;
  right: -8vw;
  bottom: -180px;
  width: min(42vw, 620px);
  aspect-ratio: 1;
  border: 1px solid rgba(6, 18, 38, 0.08);
  border-radius: 50%;
  content: "";
}

.inner-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(320px, 0.8fr);
  gap: clamp(44px, 7vw, 90px);
  align-items: center;
}

.inner-hero h1 {
  max-width: 900px;
  margin: 0;
  color: var(--uba-navy);
  font-size: clamp(2.8rem, 5.6vw, 5.15rem);
  font-weight: 700;
  letter-spacing: -0.065em;
  line-height: 0.98;
}

.inner-hero__lead {
  max-width: 760px;
  margin: 30px 0 0;
  color: #3f4d5d;
  font-size: clamp(1.05rem, 1.6vw, 1.28rem);
  line-height: 1.65;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 34px;
}

.hero-panel {
  position: relative;
  padding: clamp(28px, 4vw, 48px);
  border-radius: var(--uba-radius-lg);
  color: var(--uba-white);
  background:
    radial-gradient(circle at 100% 100%, rgba(220, 232, 92, 0.26), transparent 42%),
    var(--uba-navy);
  box-shadow: var(--uba-shadow);
}

.hero-panel__label {
  margin: 0 0 22px;
  color: var(--uba-lime);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.hero-panel ul,
.check-list {
  display: grid;
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-panel li,
.check-list li {
  position: relative;
  min-width: 0;
  padding-left: 36px;
}

.hero-panel li::before,
.check-list li::before {
  position: absolute;
  top: 0.08em;
  left: 0;
  width: 25px;
  height: 25px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-green);
  content: "✓";
  font-size: 0.78rem;
  font-weight: 900;
}

.hero-panel li {
  font-size: 1.02rem;
}

.hero-panel__note {
  margin: 28px 0 0;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.88rem;
}

.trust-band {
  padding: 0;
  border-block: 1px solid var(--uba-line);
  background: var(--uba-white);
}

.trust-band__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.trust-item {
  min-height: 116px;
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 24px;
  border-right: 1px solid var(--uba-line);
}

.trust-item:last-child {
  border-right: 0;
}

.trust-item__mark {
  width: 46px;
  height: 46px;
  flex: 0 0 46px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-blue-pale);
  font-size: 1rem;
  font-weight: 900;
}

.trust-item:nth-child(even) .trust-item__mark {
  background: #eef9e4;
}

.trust-item > div > strong,
.trust-item > div > span {
  display: block;
}

.trust-item > div > strong {
  color: var(--uba-navy);
  line-height: 1.3;
}

.trust-item > div > span {
  margin-top: 4px;
  color: var(--uba-text);
  font-size: 0.82rem;
  line-height: 1.45;
}

/* Keep circular marks centred even when global/theme span rules are present. */
.trust-item > .trust-item__mark {
  display: grid;
  place-items: center;
  margin: 0;
  padding: 0;
  color: var(--uba-navy);
  font-size: 1rem;
  line-height: 1;
  text-align: center;
}

.trust-item__mark svg,
.info-card__mark svg {
  position: static;
  display: block;
  width: 22px;
  height: 22px;
  margin: 0;
  transform: none;
}

.content-section {
  padding: clamp(74px, 9vw, 120px) 0;
}

.content-section--soft {
  background: var(--uba-soft);
}

.content-section--dark {
  color: var(--uba-white);
  background:
    radial-gradient(circle at 94% 100%, rgba(174, 232, 120, 0.18), transparent 30%),
    var(--uba-navy);
}

.section-heading {
  max-width: 800px;
  margin-bottom: 48px;
}

.section-heading--center {
  margin-inline: auto;
  text-align: center;
}

.section-heading h2,
.split-copy h2,
.form-intro h2,
.final-cta h2,
.legal-copy h1,
.not-found h1 {
  margin: 0;
  color: var(--uba-navy);
  font-size: clamp(2rem, 4vw, 3.55rem);
  font-weight: 700;
  letter-spacing: -0.055em;
  line-height: 1.08;
}

.content-section--dark .section-heading h2,
.content-section--dark .split-copy h2 {
  color: var(--uba-white);
}

.section-heading p,
.split-copy > p,
.form-intro > p {
  margin: 20px 0 0;
  color: var(--uba-text);
  font-size: 1.04rem;
}

.content-section--dark .section-heading p,
.content-section--dark .split-copy > p {
  color: rgba(255, 255, 255, 0.72);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.info-card {
  min-width: 0;
  padding: 30px;
  border: 1px solid var(--uba-line);
  border-radius: var(--uba-radius-md);
  background: var(--uba-white);
}

.info-card__number,
.info-card__mark {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 28px;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-blue-pale);
  font-size: 0.9rem;
  font-weight: 800;
}

.info-card:nth-child(even) .info-card__mark,
.info-card:nth-child(even) .info-card__number {
  background: #eef9e4;
}

.info-card h3 {
  margin: 0;
  color: var(--uba-navy);
  font-size: 1.2rem;
  letter-spacing: -0.025em;
  line-height: 1.3;
}

.info-card p {
  margin: 13px 0 0;
  color: var(--uba-text);
}

.app-order-section {
  padding: clamp(72px, 9vw, 118px) 0;
  background:
    radial-gradient(circle at 0% 100%, rgba(174, 232, 120, 0.22), transparent 30%),
    linear-gradient(135deg, rgba(97, 178, 218, 0.13), rgba(245, 248, 250, 0.92));
}

.app-order {
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(330px, 0.94fr);
  gap: clamp(34px, 6vw, 70px);
  align-items: center;
}

.app-order__copy h2 {
  max-width: 790px;
  margin: 0;
  color: var(--uba-navy);
  font-size: clamp(2rem, 4vw, 3.55rem);
  font-weight: 700;
  letter-spacing: -0.055em;
  line-height: 1.08;
}

.app-order__lead {
  max-width: 760px;
  margin: 20px 0 0;
  color: var(--uba-text);
  font-size: 1.05rem;
}

.app-order__features {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px 20px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.app-order__features li {
  position: relative;
  padding-left: 24px;
  color: var(--uba-navy);
  font-weight: 700;
  line-height: 1.45;
}

.app-order__features li::before {
  position: absolute;
  top: 0.62em;
  left: 0;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--uba-blue-dark);
  content: "";
}

.app-order__note {
  margin: 22px 0 0;
  color: var(--uba-text);
  font-size: 0.94rem;
}

.app-order__card {
  position: relative;
  overflow: hidden;
  padding: clamp(28px, 4vw, 42px);
  border-radius: var(--uba-radius-lg);
  color: var(--uba-white);
  background:
    radial-gradient(circle at 100% 100%, rgba(174, 232, 120, 0.2), transparent 38%),
    var(--uba-navy);
  box-shadow: var(--uba-shadow);
}

.app-order__card h3 {
  margin: 0 0 20px;
  color: var(--uba-white);
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  letter-spacing: -0.035em;
}

.app-order__steps {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: app-order-step;
}

.app-order__steps li {
  position: relative;
  min-height: 42px;
  padding-left: 54px;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.5;
}

.app-order__steps li::before {
  position: absolute;
  top: 0;
  left: 0;
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-green);
  content: counter(app-order-step, decimal-leading-zero);
  counter-increment: app-order-step;
  font-size: 0.68rem;
  font-weight: 900;
}

.app-order__card p {
  margin: 20px 0 0;
  color: rgba(255, 255, 255, 0.72);
}

.app-order__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  gap: clamp(44px, 8vw, 100px);
  align-items: start;
}

.split--reverse .split-copy {
  order: 2;
}

.feature-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.feature-list li {
  min-height: 86px;
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 18px;
  border: 1px solid var(--uba-line);
  border-radius: 15px;
  color: var(--uba-navy);
  background: var(--uba-white);
  font-weight: 700;
  line-height: 1.35;
}

.feature-list li::before {
  width: 32px;
  height: 32px;
  flex: 0 0 32px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-green);
  content: "✓";
  font-size: 0.78rem;
  font-weight: 900;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--uba-radius-md);
  background: rgba(255, 255, 255, 0.15);
}

.process-step {
  min-height: 255px;
  padding: 34px;
  background: var(--uba-navy);
}

.process-step span {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  margin-bottom: 46px;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-lime);
  font-size: 0.8rem;
  font-weight: 900;
}

.process-step h3 {
  margin: 0;
  color: var(--uba-white);
  font-size: 1.18rem;
}

.process-step p {
  margin: 12px 0 0;
  color: rgba(255, 255, 255, 0.68);
}

.quote-section {
  padding: clamp(74px, 9vw, 120px) 0;
  background:
    linear-gradient(120deg, rgba(97, 178, 218, 0.12), rgba(174, 232, 120, 0.12)),
    var(--uba-white);
}

.quote-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: clamp(42px, 7vw, 84px);
  align-items: start;
}

.form-intro {
  position: sticky;
  top: 122px;
}

.direct-contact {
  display: grid;
  gap: 10px;
  margin-top: 30px;
}

.direct-contact a {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--uba-navy);
  font-weight: 750;
  text-decoration: none;
}

.direct-contact a::before {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--uba-blue-pale);
  content: "→";
}

.wa-form {
  padding: clamp(26px, 3.5vw, 40px);
  border: 1px solid var(--uba-line);
  border-radius: 8px;
  background: var(--uba-white);
  box-shadow: 0 18px 48px rgba(0, 18, 40, 0.09);
}

.wa-form__head {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 26px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--uba-line);
}

.wa-form__head h2,
.wa-form__head h3 {
  margin: 0;
  color: var(--uba-navy);
  font-size: clamp(1.45rem, 2.4vw, 1.9rem);
  letter-spacing: -0.035em;
}

.wa-form__head p {
  margin: 5px 0 0;
  color: var(--uba-text);
  font-size: 0.94rem;
}

.wa-badge {
  height: 34px;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 0 12px;
  border-radius: 999px;
  color: #08714e;
  background: #e5f7ef;
  font-size: 0.72rem;
  font-weight: 800;
  white-space: nowrap;
}

.wa-badge svg {
  position: static;
  width: 15px;
  height: 15px;
  display: block;
  flex: 0 0 15px;
  margin: 0;
  transform: none;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.field {
  min-width: 0;
}

.field--full {
  grid-column: 1 / -1;
}

.field label,
.field legend {
  display: block;
  margin-bottom: 8px;
  color: var(--uba-navy);
  font-size: 0.82rem;
  font-weight: 750;
}

.field legend {
  padding: 0;
}

.required {
  color: #b43838;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-width: 0;
  border: 1px solid #cbd5dc;
  border-radius: 8px;
  color: var(--uba-navy);
  background: var(--uba-white);
  font-size: 16px;
  outline: 0;
}

.field input,
.field select {
  min-height: 54px;
  padding: 0 14px;
}

.field textarea {
  min-height: 118px;
  padding: 13px 14px;
  resize: vertical;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--uba-blue-dark);
  box-shadow: 0 0 0 4px rgba(50, 155, 201, 0.13);
}

.choice-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.choice {
  position: relative;
  min-height: 50px;
  display: flex !important;
  align-items: center;
  gap: 10px;
  margin: 0 !important;
  padding: 10px 13px;
  border: 1px solid #cbd5dc;
  border-radius: 8px;
  cursor: pointer;
}

.choice input {
  width: 17px;
  min-height: 0;
  height: 17px;
  margin: 0;
  accent-color: var(--uba-blue-dark);
}

.form-submit {
  width: 100%;
  min-height: 64px;
  margin-top: 22px;
  border: 0;
  border-radius: 14px;
  background: var(--uba-navy);
  font-size: 0.98rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.form-submit:hover {
  background: #112540;
}

.form-submit:disabled {
  opacity: 0.68;
  cursor: wait;
  transform: none;
}

.form-consent {
  grid-column: 1 / -1;
}

.form-consent__label {
  display: flex !important;
  align-items: flex-start;
  gap: 12px;
  margin: 0 !important;
  padding: 14px;
  border: 1px solid #d3dde2;
  border-radius: 8px;
  color: #40505f !important;
  background: #f7fbfd;
  font-size: 0.82rem !important;
  font-weight: 500 !important;
  line-height: 1.5;
  cursor: pointer;
}

.form-consent__label input {
  width: 18px;
  min-width: 18px;
  height: 18px;
  min-height: 0;
  flex: 0 0 18px;
  margin: 2px 0 0;
  padding: 0;
  accent-color: var(--uba-blue-dark);
}

.form-consent__label a {
  color: var(--uba-navy);
  font-weight: 750;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.hp-field {
  position: absolute !important;
  left: -10000px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.form-privacy {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  margin: 12px 0 0;
  color: var(--uba-text);
  font-size: 0.76rem;
  line-height: 1.55;
}

.form-privacy svg {
  position: static;
  width: 16px;
  height: 16px;
  display: block;
  flex: 0 0 16px;
  margin: 2px 0 0;
  transform: none;
}

.form-privacy a {
  font-weight: 700;
}

.form-status {
  min-height: 1.3em;
  margin: 10px 0 0;
  color: #08714e;
  font-size: 0.82rem;
  font-weight: 700;
  line-height: 1.45;
}

.form-status[data-state="error"] {
  color: #9f2f2f;
}

.faq-list {
  display: grid;
  gap: 12px;
  max-width: 900px;
  margin: 0 auto;
}

.faq-list details {
  border: 1px solid var(--uba-line);
  border-radius: 15px;
  background: var(--uba-white);
}

.faq-list summary {
  position: relative;
  padding: 21px 60px 21px 22px;
  color: var(--uba-navy);
  font-weight: 750;
  list-style: none;
  cursor: pointer;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  position: absolute;
  top: 50%;
  right: 22px;
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-blue-pale);
  content: "+";
  transform: translateY(-50%);
}

.faq-list details[open] summary::after {
  content: "−";
}

.faq-answer {
  padding: 0 22px 22px;
  color: var(--uba-text);
}

.faq-answer p {
  margin: 0;
}

.final-cta-wrap {
  padding: 0 0 clamp(74px, 9vw, 120px);
}

.final-cta {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 40px;
  align-items: end;
  padding: clamp(36px, 6vw, 72px);
  border-radius: var(--uba-radius-lg);
  background: linear-gradient(130deg, #a8ddb6 0%, #61b2da 55%, #18304a 130%);
}

.final-cta h2 {
  max-width: 760px;
}

.final-cta p {
  max-width: 690px;
  margin: 18px 0 0;
  color: rgba(6, 18, 38, 0.75);
}

.legal-hero {
  padding: 70px 0 46px;
  border-bottom: 1px solid var(--uba-line);
  background: var(--uba-soft);
}

.legal-copy {
  max-width: 850px;
  margin-inline: auto;
  padding: 70px 0 100px;
}

.legal-copy h1 {
  max-width: 760px;
}

.legal-copy h2 {
  margin: 48px 0 14px;
  color: var(--uba-navy);
  font-size: 1.45rem;
  letter-spacing: -0.025em;
}

.legal-copy h3 {
  margin: 30px 0 10px;
  color: var(--uba-navy);
  font-size: 1.08rem;
}

.legal-copy p,
.legal-copy li {
  color: var(--uba-text);
}

.legal-copy a {
  color: #177fae;
  font-weight: 700;
}

.legal-meta {
  margin-top: 20px;
  color: var(--uba-text);
  font-size: 0.86rem;
}

.legal-notice {
  margin: 30px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--uba-blue-dark);
  background: var(--uba-blue-pale);
}

.data-table-wrap {
  max-width: 100%;
  overflow-x: auto;
  margin-top: 22px;
}

.data-table {
  width: 100%;
  min-width: 650px;
  border-collapse: collapse;
}

.data-table th,
.data-table td {
  padding: 13px 14px;
  border: 1px solid var(--uba-line);
  color: var(--uba-text);
  text-align: left;
  vertical-align: top;
}

.data-table th {
  color: var(--uba-navy);
  background: var(--uba-soft);
}

.not-found {
  min-height: 65vh;
  display: grid;
  place-items: center;
  padding: 90px 0;
  text-align: center;
}

.not-found__inner {
  max-width: 700px;
}

.not-found__code {
  display: block;
  margin-bottom: 18px;
  color: var(--uba-blue-dark);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.18em;
}

.not-found p {
  margin: 20px 0 30px;
  color: var(--uba-text);
}

.site-footer {
  padding: 72px 0 24px;
  color: rgba(255, 255, 255, 0.72);
  background: var(--uba-navy);
}

.site-footer__top {
  display: grid;
  grid-template-columns: 1.35fr 0.8fr 0.9fr 1fr;
  gap: clamp(28px, 5vw, 70px);
}

.brand--footer {
  color: var(--uba-white);
}

.brand--footer .brand__by {
  color: rgba(255, 255, 255, 0.55);
}

.site-footer__brand p {
  max-width: 330px;
  margin: 23px 0;
}

.footer-contact {
  color: var(--uba-lime);
  font-weight: 750;
  text-decoration: none;
}

.site-footer h2 {
  margin: 3px 0 18px;
  color: var(--uba-white);
  font-size: 0.8rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.site-footer ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-footer a,
.footer-link-button {
  color: inherit;
  text-decoration: none;
}

.site-footer a:hover,
.footer-link-button:hover {
  color: var(--uba-white);
}

.footer-link-button {
  padding: 0;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.site-footer address {
  font-style: normal;
}

.site-footer__bottom {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  margin-top: 56px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  font-size: 0.76rem;
}

.site-footer__bottom p {
  margin: 0;
}

.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.mobile-actions {
  display: none;
}

.consent-banner {
  position: fixed;
  right: max(18px, env(safe-area-inset-right));
  bottom: max(18px, env(safe-area-inset-bottom));
  left: max(18px, env(safe-area-inset-left));
  z-index: 1300;
  width: min(1120px, calc(100% - 36px));
  max-width: calc(100% - 36px);
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(440px, 0.85fr);
  gap: 30px;
  align-items: center;
  padding: 24px;
  border: 1px solid var(--uba-line);
  border-radius: 20px;
  background: var(--uba-white);
  box-shadow: 0 24px 80px rgba(6, 18, 38, 0.24);
}

.consent-banner h2 {
  margin: 0;
  color: var(--uba-navy);
  font-size: 1rem;
}

.consent-banner p {
  margin: 7px 0 0;
  color: var(--uba-text);
  font-size: 0.78rem;
  line-height: 1.55;
}

.consent-banner a {
  font-weight: 750;
}

.consent-banner__actions {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
}

.consent-banner button,
.consent-dialog__actions button {
  min-height: 45px;
  padding: 0 12px;
  border: 1px solid #aeb9c2;
  border-radius: 10px;
  color: var(--uba-navy);
  background: var(--uba-white);
  font-size: 0.76rem;
  font-weight: 750;
  cursor: pointer;
}

.consent-dialog__actions button.is-primary {
  border-color: var(--uba-navy);
  color: var(--uba-white);
  background: var(--uba-navy);
}

.consent-banner button.is-primary {
  border-color: #aeb9c2;
  color: var(--uba-navy);
  background: var(--uba-white);
}

.consent-dialog {
  width: min(680px, calc(100% - 32px));
  max-height: calc(100dvh - 32px);
  padding: 0;
  border: 0;
  border-radius: 22px;
  color: var(--uba-ink);
  background: var(--uba-white);
  box-shadow: 0 26px 90px rgba(6, 18, 38, 0.32);
}

.consent-dialog::backdrop {
  background: rgba(6, 18, 38, 0.64);
  backdrop-filter: blur(3px);
}

.consent-dialog__panel {
  padding: clamp(22px, 5vw, 38px);
}

.consent-dialog__head {
  display: flex;
  justify-content: space-between;
  gap: 22px;
  margin-bottom: 24px;
}

.consent-dialog__head .eyebrow {
  margin-bottom: 8px;
  font-size: 0.66rem;
}

.consent-dialog__head h2 {
  margin: 0;
  color: var(--uba-navy);
  font-size: 1.65rem;
  letter-spacing: -0.035em;
}

.consent-dialog__close {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  border: 1px solid var(--uba-line);
  border-radius: 50%;
  color: var(--uba-navy);
  background: var(--uba-white);
  font-size: 1.5rem;
  cursor: pointer;
}

.consent-option {
  min-height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 18px 0;
  border-top: 1px solid var(--uba-line);
}

.consent-option strong,
.consent-option p {
  display: block;
}

.consent-option strong {
  color: var(--uba-navy);
}

.consent-option p {
  margin: 4px 0 0;
  color: var(--uba-text);
  font-size: 0.77rem;
}

.consent-option input {
  width: 21px;
  height: 21px;
  flex: 0 0 21px;
  accent-color: var(--uba-blue-dark);
}

.consent-always {
  color: #08714e;
  font-size: 0.72rem;
  font-weight: 800;
  white-space: nowrap;
}

.consent-dialog__actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 24px;
}

body.consent-open .mobile-actions,
body.consent-open #cs-jub-lp .cs-mobile-bar,
body.nav-open .mobile-actions,
body.nav-open #cs-jub-lp .cs-mobile-bar {
  opacity: 0 !important;
  pointer-events: none !important;
}

@media (min-width: 921px) {
  .android-app-banner.is-visible {
    display: none;
  }
}

@media (max-width: 1080px) {
  .site-header__inner {
    gap: 18px;
  }

  .app-order {
    grid-template-columns: 1fr;
  }

  .site-nav {
    gap: 12px;
  }

  .site-nav__links > a,
  .nav-services > summary {
    padding-inline: 9px;
    font-size: 0.83rem;
  }

  .button--header {
    padding-inline: 14px;
    font-size: 0.8rem;
  }

  .trust-band__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .trust-item:nth-child(2) {
    border-right: 0;
  }

  .trust-item:nth-child(-n + 2) {
    border-bottom: 1px solid var(--uba-line);
  }

  .site-footer__top {
    grid-template-columns: 1.2fr repeat(3, 1fr);
    gap: 34px;
  }
}

@media (max-width: 920px) {
  .android-app-banner__inner {
    width: min(100% - 24px, var(--uba-container));
  }

  .site-header__inner {
    min-height: 72px;
  }

  .nav-toggle {
    min-height: 44px;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 0 12px;
    border: 1px solid var(--uba-line);
    border-radius: 10px;
    color: var(--uba-navy);
    background: var(--uba-white);
    font-size: 0.77rem;
    font-weight: 750;
    cursor: pointer;
  }

  .nav-toggle__icon {
    width: 20px;
    display: grid;
    gap: 4px;
  }

  .nav-toggle__icon i {
    width: 100%;
    height: 2px;
    display: block;
    background: currentColor;
    transition: transform 180ms ease, opacity 180ms ease;
  }

  .nav-toggle[aria-expanded="true"] .nav-toggle__icon i:first-child {
    transform: translateY(6px) rotate(45deg);
  }

  .nav-toggle[aria-expanded="true"] .nav-toggle__icon i:nth-child(2) {
    opacity: 0;
  }

  .nav-toggle[aria-expanded="true"] .nav-toggle__icon i:last-child {
    transform: translateY(-6px) rotate(-45deg);
  }

  .site-nav {
    position: absolute;
    top: 100%;
    right: 0;
    left: 0;
    max-height: calc(100dvh - 72px);
    overflow-y: auto;
    display: none;
    padding: 18px 20px 24px;
    border-bottom: 1px solid var(--uba-line);
    background: var(--uba-white);
    box-shadow: 0 24px 45px rgba(6, 18, 38, 0.12);
  }

  .site-header.is-open .site-nav {
    display: block;
  }

  .site-nav__links {
    display: grid;
    gap: 4px;
  }

  .site-nav__links > a,
  .nav-services > summary {
    width: 100%;
    min-height: 50px;
    justify-content: space-between;
    padding-inline: 14px;
    font-size: 0.95rem;
  }

  .nav-services__menu {
    position: static;
    width: auto;
    margin: 4px 0 10px 14px;
    padding: 4px 0 4px 12px;
    border: 0;
    border-left: 2px solid var(--uba-blue);
    border-radius: 0;
    box-shadow: none;
  }

  .nav-services__menu a {
    padding: 11px 13px;
  }

  .button--header {
    width: 100%;
    min-height: 52px;
    margin-top: 13px;
    font-size: 0.9rem;
  }

  .inner-hero__grid,
  .quote-grid,
  .split {
    grid-template-columns: 1fr;
  }

  .inner-hero__grid {
    gap: 46px;
  }

  .hero-panel {
    max-width: 660px;
  }

  .form-intro {
    position: static;
  }

  .card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .process-step {
    min-height: 0;
  }

  .process-step span {
    margin-bottom: 28px;
  }

  .split--reverse .split-copy {
    order: initial;
  }

  .site-footer__top {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .consent-banner {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

@media (max-width: 700px) {
  html {
    scroll-padding-top: 82px;
  }

  .container {
    width: min(100% - 28px, var(--uba-container));
  }

  .brand__by {
    display: none;
  }

  .inner-hero {
    padding: 62px 0 58px;
  }

  .inner-hero h1 {
    max-width: 100%;
    font-size: clamp(2.35rem, 12vw, 3.6rem);
    letter-spacing: -0.06em;
    overflow-wrap: anywhere;
  }

  .inner-hero__lead {
    margin-top: 24px;
    font-size: 1rem;
  }

  .hero-actions {
    display: grid;
  }

  .hero-actions .button {
    width: 100%;
  }

  .hero-panel {
    border-radius: 22px;
  }

  .trust-band__grid,
  .card-grid,
  .feature-list,
  .form-grid,
  .site-footer__top {
    grid-template-columns: 1fr;
  }

  .trust-item {
    min-height: 94px;
    border-right: 0;
    border-bottom: 1px solid var(--uba-line);
  }

  .trust-item:last-child {
    border-bottom: 0;
  }

  .content-section,
  .quote-section,
  .app-order-section {
    padding: 72px 0;
  }

  .section-heading {
    margin-bottom: 34px;
  }

  .app-order__features {
    grid-template-columns: 1fr;
  }

  .app-order__card {
    border-radius: 22px;
  }

  .app-order__actions .button {
    width: 100%;
  }

  .info-card {
    padding: 25px;
  }

  .final-cta-wrap {
    padding-bottom: 72px;
  }

  .final-cta {
    grid-template-columns: 1fr;
    align-items: start;
    border-radius: 22px;
  }

  .final-cta .button {
    width: 100%;
  }

  .choice-row {
    grid-template-columns: 1fr;
  }

  .wa-form {
    border-radius: 8px;
  }

  .wa-form__head {
    align-items: flex-start;
  }

  .form-submit {
    padding: 14px;
    font-size: 0.84rem;
    letter-spacing: 0.025em;
    line-height: 1.3;
  }

  .site-footer {
    padding-top: 58px;
  }

  .site-footer__top {
    gap: 38px;
  }

  .site-footer__bottom {
    display: grid;
    margin-top: 46px;
  }

  .has-mobile-actions .site-footer {
    padding-bottom: 110px;
  }

  .mobile-actions {
    position: fixed;
    right: max(10px, env(safe-area-inset-right));
    bottom: max(10px, env(safe-area-inset-bottom));
    left: max(10px, env(safe-area-inset-left));
    z-index: 850;
    width: auto;
    max-width: calc(100vw - 20px - env(safe-area-inset-left) - env(safe-area-inset-right));
    min-width: 0;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 60px 60px;
    gap: 8px;
    padding: 9px;
    border: 1px solid rgba(6, 18, 38, 0.08);
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.97);
    box-shadow: 0 16px 45px rgba(6, 18, 38, 0.23);
    backdrop-filter: blur(12px);
    transition: opacity 180ms ease, transform 180ms ease;
  }

  .mobile-actions.is-hidden {
    opacity: 0;
    pointer-events: none;
    transform: translateY(calc(100% + 24px));
  }

  .mobile-actions a {
    min-width: 0;
    min-height: 58px;
    display: grid;
    place-items: center;
    border-radius: 12px;
    text-decoration: none;
  }

  .mobile-actions__primary {
    overflow: hidden;
    padding: 0 12px;
    color: var(--uba-white);
    background: var(--uba-blue);
    font-size: 0.86rem;
    font-weight: 800;
    text-align: center;
    text-overflow: ellipsis;
    white-space: nowrap;
  }

  .mobile-actions__icon {
    color: var(--uba-white);
    background: var(--uba-navy);
    font-size: 1.1rem;
    font-weight: 800;
  }

  .mobile-actions__glyph {
    position: static;
    display: block;
    width: 25px;
    height: 25px;
    margin: 0;
    transform: none;
  }

  .mobile-actions__icon--wa {
    background: #168a63;
    font-size: 0.76rem;
  }

  .consent-banner {
    right: max(10px, env(safe-area-inset-right));
    bottom: max(10px, env(safe-area-inset-bottom));
    left: max(10px, env(safe-area-inset-left));
    width: auto;
    max-width: calc(100vw - 20px - env(safe-area-inset-left) - env(safe-area-inset-right));
    max-height: calc(100dvh - 20px - env(safe-area-inset-bottom));
    overflow-y: auto;
    padding: 20px;
    border-radius: 17px;
  }

  .consent-banner__actions {
    grid-template-columns: 1fr;
  }

  .consent-banner button {
    width: 100%;
  }

  .consent-dialog__actions {
    grid-template-columns: 1fr;
  }

  .legal-hero {
    padding: 52px 0 34px;
  }

  .legal-copy {
    padding: 52px 0 80px;
  }
}

@media (max-width: 430px) {
  .android-app-banner__inner {
    gap: 8px;
  }

  .android-app-banner__copy strong {
    font-size: 0.72rem;
  }

  .android-app-banner__copy span {
    font-size: 0.63rem;
  }

  .android-app-banner__cta {
    min-height: 34px;
    padding-inline: 10px;
    font-size: 0.68rem;
  }

  .android-app-banner__close {
    width: 34px;
    min-height: 34px;
  }
}

@media (max-width: 390px) {
  .container {
    width: min(100% - 22px, var(--uba-container));
  }

  .brand__name {
    font-size: 1.05rem;
  }

  .nav-toggle__label {
    display: none;
  }

  .inner-hero h1 {
    font-size: clamp(2.12rem, 11.5vw, 2.8rem);
  }

  .hero-panel,
  .wa-form,
  .final-cta {
    padding: 24px 20px;
  }

  .mobile-actions {
    grid-template-columns: minmax(0, 1fr) 54px 54px;
  }

  .mobile-actions a {
    min-height: 54px;
  }

  .mobile-actions__primary {
    font-size: 0.77rem;
  }
}

@media (hover: none) {
  .button:hover {
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}
